Can QRIS be used abroad? Check out the explanation and how to use it!

QRIS is one of the payment tools that is being used more and more often lately because it is practical and simple. Just scan, sort it out. But one question arises, QRIS can be worn abroad nope Heck? Let it pass Traveling remain practical without the hassle of exchanging money.

Well, here you will find the answer, as well as how to use QRIS abroad. Come on, check out the full explanation below!

Use of QRIS abroad

QRIS can already be used in countries that cooperate with cross-border payment system facilities from Bank Indonesia, especially in ASEAN regions such as Thailand, Malaysia, and Singapore. So, for those of you who are traveling abroad again, QRIS can be a practical payment alternative because it can be used in merchant without the hassle of carrying cash. Even so, its use is still limited in the country and merchant That's already connected, so it's still a good idea to have some spare cash.

How to use QRIS abroad for transactions

Basically, the way to use QRIS abroad is still the same as in Indonesia. To be clear, follow these 4 steps!

1. Make sure the country and merchant supports QRIS

Before making a transaction, you should first ask whether merchant where you will transact in support of QRIS even in the countries mentioned above. Because, although cooperation has been established, it may not be even in certain parts. So just to calm down, just ask directly merchantits.

2. Use e-wallet or mobile banking Indonesia

Next, make sure you use e-wallet or mobile banking Indonesian origin for QRIS abroad can be debit or credit. We recommend using a credit card with QRIS that has notifications Real-time Make transactions safer and easier to monitor. One that can be tried is Honest credit card.

A little info, QRIS is a digital payment standard from Bank Indonesia have a purpose Facilitates cashless transactions simply with a single QR code. With Honest, You Can Pay QRIS Honest in various merchant, including several international locations, and still get cashback for each transaction. It's safe, practical, and all direct payments are monitored.

Nope That's all, an Honest Card is a credit card whose entire process is all-digital. From application to card arrangement can be done directly through the credit card application, 100% submission online through the Honest App, with opportunities approbation high, and credit limit and bill payment which is flexible. So, one QRIS credit card can meet many of your payment needs easily and in control.

3. Scan QR in merchant available

If everything is safe, merchant receive QRIS and your payment tool ready so the next step is really easy. Just scan the QR in merchant which is available as usual. Open the app or e-wallet You, point the camera at the QR code merchantAnd the transaction goes straight away. It is practical, fast, and all payments are instantly recorded.

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4th. Complete payment and keep proof of transaction

Finally, complete the payment and keep the proof of the transaction as a reference. This evidence is important to ensure all transactions are recorded correctly, especially if there are later questions or obstacles. By storing proof of payment, you can be more calm because every transaction is recorded, secure, and can be checked back at any time as needed.

Well, here is an explanation of how to use QRIS abroad and how to do it. Let's try QRIS abroad, don't forget to use Honest Card so you can cashback Every transaction!

Frequently Asked Questions (FAQ):

1. In which countries can QRIS be used?

Currently, most ASEAN regions such as Singapore, Malaysia, Thailand, Vietnam, and the Philippines can already use QRIS. Other countries such as Japan and South Korea are currently in the development and trial stages for the use of QRIS.

2. If you use QRIS abroad, is it necessary to exchange forex first in the app?

It is not necessary, because automatically your balance will be deducted according to the conversion/value of the country's currency when the transaction is made.

3. What is the limit of QRIS transactions abroad?

Typically, QRIS transaction limits follow the daily limit of your bank or e-wallet. Based on the Bank Indonesia (BI) rules, the limit of cross-border QRIS transactions is 10 million rupiah per transaction or 25 million rupiah accumulated per day.

4th. What applications can be for QRIS transactions abroad?

Currently most applications mobile banking and e-wallets already support for QRIS transactions overseas. You can also use a QRIS credit card such as Honest to make transactions abroad practically.

5. Which exchange rate is used for QRIS transactions abroad?

The exchange rate used is the exchange rate in the country in force at the time.