Need Help?Whatsapp icon

Honest Card

The credit card you'll love

Up to Rp 100 million credit line.
Apply Now
Licensed and supervised by

Why Honest Card?

5 minutes to apply.

90 million places to shop. Online and offline.

Flexible repayments. Pay whenever and whatever you want.

Apply Now

No hidden fees. Ever.

Pay a low admin fee only if you use your card. All other fees are Rp0.

Annual fees

Rp 300.000

Rp 0

Late fees

Rp 100.000

Rp 0

Foreign transactions fees

Rp 50.000

Rp 0

Payment fees

Rp 15.000

Rp 0

Stamp Duty fees

Rp 10.000

Rp 0

Overlimit fees

Rp 300.000

Rp 0

Credit limit increase fees

Rp 50.000

Rp 0

Card replacement fees

Rp 75.000

Rp 0

Learn more

Pay for anything

Shop anywhere Mastercard® credit cards are accepted. In Indonesia and worldwide.
Groceries
Transport
E-commerce
Dining
Gas station
Retail shop

Promos

See more promos
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.
Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.
Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.

The safer card

The first numberless credit card in Indonesia.

Lock your card anytime from your phone.

24-hour support via WhatsApp and call.

Apply Now

Why thousands of Indonesians
love their Honest Card

April 24, 2024

Easy, humble, and clear explaination by Dija. Want to have credit card? Apply Honest, easy and no hassle.

Rien Dani

April 22, 2024

The application system is easy to use, submission is quite fast from starting the application, approval then sending the card, the card activation process is relatively easy, the welcome call feature is interesting, the face to face VC format with the Honest team makes everything clear, makes interaction easy and free to ask questions.

Jonathan Yang

February 26, 2024

Fastest credit card application I've ever done. I apply credit card on Sunday will still be served and approved.

Ike Haris Fhadillah

January 8, 2024

Thank you Honest for helping to provide a credit limit of 10 million for my first application in developing my business. Thank you also to Mr. Aan as CS from Honest for his excellent, friendly and polite service who, via video call, directed me on how to use a credit card. Honest and how to avoid various fraudulent interactions outside the Honest application.

Ben Zai

March 22, 2024

Submissions are quite easy and smooth, the welcome call is one of the new innovations in the world of banking, the CS is friendly and the explanations are good and detailed

Jani Pamona

April 21, 2024

Filling in data is quite easy and verification is not complicated. And the "welcome call" is quite friendly and very easy to understand, just very helpful.

Wahyu Handi Pratama

January 14, 2024

Applying for a credit card is easy and fast for me who is a housewife without a NPWP, the explanation from the CS who handles me, Kak Anas, is very clear and very helpful

Bianca Viore

January 10, 2024

Registering is easy, then after registering there is a welcome video call stage for activation & guidance on using the credit card facility. The video call operator on behalf of Anas also directed things well enough to be understood. Friendly service. Thank You

Adhik Gustan

January 8, 2024

It turns out it's very easy to apply for a credit card at Honest, it doesn't take a long time or require complicated conditions.

Tri Juniati

April 24, 2024

Easy, humble, and clear explaination by Dija. Want to have credit card? Apply Honest, easy and no hassle.

Rien Dani
April 22, 2024

The application system is easy to use, submission is quite fast from starting the application, approval then sending the card, the card activation process is relatively easy, the welcome call feature is interesting, the face to face VC format with the Honest team makes everything clear, makes interaction easy and free to ask questions.

Jonathan Yang
February 26, 2024

Fastest credit card application I've ever done. I apply credit card on Sunday will still be served and approved.

Ike Haris Fhadillah
January 8, 2024

Thank you Honest for helping to provide a credit limit of 10 million for my first application in developing my business. Thank you also to Mr. Aan as CS from Honest for his excellent, friendly and polite service who, via video call, directed me on how to use a credit card. Honest and how to avoid various fraudulent interactions outside the Honest application.

Ben Zai
March 22, 2024

Submissions are quite easy and smooth, the welcome call is one of the new innovations in the world of banking, the CS is friendly and the explanations are good and detailed

Jani Pamona
April 21, 2024

Filling in data is quite easy and verification is not complicated. And the "welcome call" is quite friendly and very easy to understand, just very helpful.

Wahyu Handi Pratama
January 14, 2024

Applying for a credit card is easy and fast for me who is a housewife without a NPWP, the explanation from the CS who handles me, Kak Anas, is very clear and very helpful

Bianca Viore
January 10, 2024

Registering is easy, then after registering there is a welcome video call stage for activation & guidance on using the credit card facility. The video call operator on behalf of Anas also directed things well enough to be understood. Friendly service. Thank You

Adhik Gustan
January 8, 2024

It turns out it's very easy to apply for a credit card at Honest, it doesn't take a long time or require complicated conditions.

Tri Juniati

Simple application

You can apply if you are an Indonesian citizen aged 21 years or older, and have a minimum monthly income of Rp 3 million.
1

Download our app.

Available on the Google Play.

2

Apply 100% in the app.

All you need is your KTP.

3

Get a decision within one day.

Approved customers can start spending right away.

Apply Now

Learn more

What are you waiting for?

Get your Honest Card today

Apply Now
Apply NowWhatsapp icon