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Cashback credit card

Maximum rewards for everyone

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Real cashback from every transaction

Earn credit card reward points every time you spend with Honest Card.
Redeem your Honest Poin for cashback anytime. Everyone gets the same great rewards.

Cashback up to 1%

For every Rp100.000 spent, get up to Rp1.000 back.

No tiers, no hassle

Earn the same points on every transaction. No confusing level.

No premium card fees

Enjoy cash back credit card rewards without paying annual fees.

Instant point earning

Added automatically after transaction, no need to wait for billing cycle.

Cashback credit card comparison: Which one gives you more?

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Honest Card
Other credit card
Points system
1 point per Rp1.000 spent, flat
Varies by card level
(basic, gold, platinum, etc.)
Redemption method
Cashback directly to your balance
Typically offered as vouchers, products, or miles (may not match your needs)
Annual fee
None
Rp300.000-Rp1.000.000
Annual fee
90% approval rate
Can be harder to get approved

How Honest Poin works

1

Use your Honest Card for any transaction

2

Earn 1 point for every Rp1.000 spent, points added instantly

3

Redeem your points for cashback directly in the Honest app

Stay tuned for exclusive promotions to help you earn points even faster!

FAQ about Honest Credit Card cashback and rewards

What is Honest Poin?

Honest Poin is a credit card reward program from Honest Card. You earn points on every transaction, which you can redeem for cashback to reduce your credit card bill. Real value, no complicated terms.

How many points will I earn?

You earn 1 credit card reward point for every Rp1,000 you spend. This applies to almost all transactions with no category restrictions

How do I redeem my points for cashback?

You can convert your credit card bonus points into cashback anytime through the Honest app. Just choose how many points to redeem, and the cashback will instantly credited to your balance. No waiting required.

Are there user levels or restrictions?

No levels, no exclusivity. Every Honest Card user gets the same cashback rewards. You don’t need a premium card or complex missions to earn.

Is the Honest reward program free?

Yes. Honest Points is a cashback credit card offer with no annual membership fee. Even the monthly admin fee is refundable if you pay your bill in full and on time.