

Cashback credit card
Maximum rewards for everyone
Real reward from every transaction
Earn credit card reward points every time you spend with Honest Card. Redeem your Honest Points for cashback, voucher, mobile data, or electricity tokens anytime. Everyone gets the same great rewards.


Rewards that fit your needs
Points can be redeemed for cashback, voucher, mobile data, or electricity tokens


No tiers, no hassle
Earn the same points on every transaction. No confusing level.


No premium card fees
Enjoy cash back credit card rewards without paying annual fees.


Instant point earning
Added automatically after transaction, no need to wait for billing cycle.
Cashback credit card comparison: Which one gives you more?
How Honest Points works


Stay tuned for exclusive promotions to help you earn points even faster!
FAQ about Honest Credit Card cashback and rewards
Honest Reward is a credit card reward program from Honest Card. You earn points on every transaction, which you can redeem for cashback, voucher, mobile credit, or electricity token to reduce your credit card bill. Real value, no complicated terms.
You earn 1 credit card reward point for every Rp1,000 you spend. This applies to all transactions excluding QRIS transaction.
You can convert your credit card bonus points into cashback anytime through the Honest app. Just choose how many points to redeem, and the cashback will instantly credited to your balance. No waiting required.
No levels, no exclusivity. Every Honest Card user gets the same cashback rewards. You don’t need a premium card or complex missions to earn.
Yes. Honest Points is a cashback credit card offer with no annual membership fee. Even the monthly admin fee is refundable if you pay your bill in full and on time.