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#SmartQRISHonest

Pay QRIS with your credit card limit

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Pay QRIS in the Honest app

Now you can pay at any QRIS merchants from the Honest app. Just scan the QRIS code, and you are done. It's way more practical and makes keeping track of your money much easier.

Smarter QRIS

It's the same QRIS you know, but it uses your credit card limit.

Pay at any QRIS merchants

Use it at millions of QRIS merchants nationwide.

Your limit could grow even more!

The more you spend, the higher your chances for a limit increase.

How to pay with Honest QRIS

1

Open the Honest app.

2

Tap the “Scan QR” button.

3

Scan or upload QRIS code image provided by the merchant.

4

Enter your PIN to complete the transaction

Note: The Honest app currently supports QRIS payments via scan only. The show QRIS code feature is coming soon.

Honest Credit Card QRIS vs other QRIS

QRIS Honest
Typical QRIS
Fund source
Credit card limit
Your e-wallets or bank balance
Suitable for big purchases
Yes
No
Builds credit history
Yes
No
Available for all QRIS merchants
Yes
Yes
How to use
Directly from the app
Directly from the app

Why Honest Credit Card

90% approval rate

apply in 5 minutes and get approval as little as 2 hour

Credit limit up to Rp100 mill.

and may increase every month

Unlimited cashback

Get up to 1% cashback every time you shop

Free interest and admin fee

when you pay in full and on time

No annual fees, ever

No other credit card fees

FAQ about QRIS with Honest Credit Card

What is QRIS?

QRIS (Quick Response Code Indonesian Standard) is a digital payment feature standardized by Bank Indonesia, which allows you to easily make cashless payments from your smartphone.

How to use QRIS from the Honest app?

  1. Log in to the Honest app
  2. Press the “Scan QR” button
  3. Scan or upload the QRIS code image provided by the merchant
  4. Enter your transaction PIN

Where can I make a transaction using QRIS from Honest credit card?

You can make QRIS payments at millions of QRIS merchants across Indonesia.

How do I know if a merchant accepts QRIS?

Merchants who accept QRIS will display the QRIS logo or a QR code in their store or on their checkout page.

Are there any additional fees for paying with QRIS?

There are no additional fees for QRIS payments through the Honest app.

Is QRIS available for international payments?

Currently, transactions abroad using Honest QRIS are not available.

What is the transaction limit for QRIS payments?

The transaction limit for QRIS payments is IDR 10,000,000 (ten million rupiah) per transaction.

What should I do if a QRIS transaction fails or my balance has been deducted?

  1. Check payment status: Review the payment status through the Honest app to confirm if the transaction was successful or is still pending.
  2. Save proof of payment: If your balance was deducted, save the proof of payment as a reference.
  3. Contact Honest Care: If the problem persists, immediately contact Honest Care, available 24/7 via:
    • WhatsApp: 0811 1919 110 1
    • Toll-free phone: 0800-1-101-101 or
    • +6221-50867077 (for international calls).