Are you already reaching a mature age but still confused how to save for a wedding with a minimum wage salary? It feels like it's not possible, but giving up is also not an option. Especially with wedding costs that are not insignificant—from the venue, catering, MUA fees, to the wedding dress. Just thinking about it gives you a headache.

Hold on, even so, you can still save up. As long as your intention is strong and there's a clear plan, everything is very much possible. In this article, we'll discuss simple but effective ways to save even with a limited salary. Who knows, you might be able to realize your dream wedding without having to stress about the cost!

Tips on how to save up for a wedding with minimum wage

Getting married doesn't have to break the bank. Even with a minimum wage salary, you can still save as long as you're smart about strategy. Come on, check out the following tips so your wedding plans run smoothly without financial stress!

1. Create a special wedding budget

The way to save for a wedding with a minimum wage salary is to create a special wedding budget. Why is it important? Because without a budget, you'll be confused about where to start. So, try to calculate first what costs will be incurred: starting from venue fees, catering, decoration, wedding dress, to small things like souvenirs.

After knowing the total, break it down into monthly targets. For example, if the wedding cost you need is Rp50 million and you want to get married two years from now, it means you have to save about Rp2 million per month. Well, just adjust it to your salary capability.

2. Reduce unimportant expenses

The second tip, a way to save for a wedding with a 4 million salary or if your salary is limited, then you have to sacrifice by reducing unimportant expenses. For example, the cost of hanging out, buying coffee every day, or buying cute items that you don't really need. Remember, you have an important priority that you must complete!

3. Find additional sources of income

As for a way to save for a wedding in 6 months, if your salary feels limited, you can find additional sources of income. There are many options you can choose, depending on your interest and ability. For example, if you like writing, try taking freelance work as a content writer or copywriter. If you like cooking, selling light snacks or online treats can also be a great choice.

In addition, there are also part-time work options, such as becoming a barista, social media admin, or even a private tutor. This additional work doesn't have to be full-time, just flexible enough so it doesn't clash with your main job.

Most importantly, the results from this side job should be directly allocated to the wedding savings, okay! Just consider this a special fund that cannot be touched for other purposes. That way, even if your main salary remains for daily needs, you still have another source to speed up the collection of wedding funds. A little more effort, but the results will be very noticeable!

4. Use a special wedding savings account

Try to save the wedding cost in a special account. This is done so that the existing budget is not used carelessly. So you can be more disciplined and consistent in collecting more money.

5. Utilize other options like a credit card

If your savings are not enough while the wedding time is getting closer, you can utilize a credit card. Look for a credit card with a large limit, such as Honest Credit Card which has a limit of up to 100 million rupiah. That amount can meet wedding needs such as the venue, catering, or decoration.

Honest also offers flexible management through the Honest app. You can set the payment yourself, whether you want to pay in relaxed installments or pay in full, without additional fees such as penalties or annual fees. All transactions are also secure because the physical card has no number, plus expenses can be monitored real-time in the app.

But remember, use this card wisely. Pay bills on time to avoid accumulating debt that causes stress after marriage. With good management, the Honest credit card can be a practical and efficient solution to help you realize your wedding.

6. Choose a frugal wedding concept

The next saving tip so that minimum wage earners can still hold a wedding is to choose a frugal wedding concept. Not all weddings have to be luxurious. You can choose a simpler but still memorable concept, such as an intimate solemnization at home or a small party with close family and friends.

This way, you can focus more on the essence of the marriage itself—which is the happiness of you and your partner, not just prestige or image. Besides being more frugal, your special moment will also feel warmer and more personal. Most importantly, the wedding plan remains in line with financial capabilities without causing stress!

Things to consider if getting married with minimum wage

Besides the tips and ways to save that have been explained previously, you also have to understand what things must be considered if getting married with a minimum wage salary. See below!

1. A realistic wedding budget

With a minimum wage salary, creating a realistic budget is mandatory. Focus first on primary needs such as the solemnization, guest consumption, and wedding attire. No need to force a huge party if it's beyond your capability. Remember, a meaningful wedding is not about how luxurious the event is, but how the happiness of you and your partner feels.

2. Savings and emergency fund

Getting married is not the end of financial needs, but the beginning of various new responsibilities. After marriage, you and your partner will face many bigger expenses, such as household expenses, home or vehicle installments, and daily needs.

In addition, it is also important to prepare funds for the future, such as children's education and retirement fund. Therefore, even though the wedding requires a large enough budget, make sure you still set aside some money for savings and an emergency fund. This emergency fund will be very useful when facing unexpected things, such as health costs or home repairs.

Don't let yourself spend all your income only on the wedding and leave yourself in financial difficulty afterward. With good financial management, you can enjoy your wedding day without having to worry about long-term finances. Remember, marriage is not just about celebrating love, but also about starting a life together with a stable financial foundation so that the future is more secure.

3. Cooperation with partner

With a minimum wage salary, open communication and solid cooperation with your partner are very important to maintain financial stability after marriage. A clear financial plan must be discussed together, ranging from household expenses to the division of other financial responsibilities. Don't hesitate to share the burden, both in terms of daily expenses, installments, or savings. This way, you and your partner can more easily manage household finances.