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Honest Savings

A multitasking savings account that can grow your money and credit limit!

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What is Honest Savings

A new way to save money with Honest Savings

Honest Savings can make your money work double: save while boosting your credit limit.

Higher chance to increase your limit

The more you save, the bigger your chance to grow your credit limit

Everything’s free, no quota!

Unlimited free transfers to any bank you want.

No monthly fees or any administrative charges.

4% p.a. interest on your savings

Watch your savings grow, calculated daily & paid out monthly.

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Save with peace of mind using trusted banking services

With Binadigital, you can save and boost your credit limit right from the Honest app. ‍

Binadigital is a digital product from Bank INA, member of Salim Group. Bank INA is licensed and supervised by Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI).

Exclusively for Honest Card users

Savings that’s more than just for the future

The more you save, the better your chances to boost your Honest Card limit. Watch your balance and your credit limit grow together.

Your money grows 4% every year, totally free

Interest is calculated daily and paid out monthly, 100% yours with no fees. Plus, enjoy unlimited free transfers to any bank.

How to open an account for Honest Savings

1

Make sure you have an Honest Card and are on the priority list.

2

Open the Honest app and tap “Open account.”

3

Create your username and password.

4

Get your ID ready, fill in your personal details, and complete identity verification.

5

Congrats! Your Honest Savings account is now active.

FAQ about Honest Savings

What is Honest Savings?

Honest Savings is a digital savings account from Honest, in partnership with Binadigital and Bank INA (part of the Salim Group). With it, you can save money, earn interest, and enjoy fee-free transfers. Plus, your savings balance gives you a better chance to increase your Honest Card credit limit. Your money is safely stored at Bank INA, a fully licensed bank in Indonesia.

What are the benefits of Honest Savings?

With Honest Savings, you get:

✅ 4% annual interest.

✅ Unlimited free transfers, anytime.

✅ Bigger chances to raise your credit limit.

You can even pay your Honest bills directly from Honest Savings. Start saving today—it’s super easy, earns 4% a year, and comes with no account opening fees!

What is the Honest Savings Priority List?

The Priority List is an exclusive sign-up list for Honest Card users who want to be the first to know when Honest Savings launches.

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