Save with peace of mind using trusted banking services
With Binadigital, you can save and boost your credit limit right from the Honest app.
Binadigital is a digital product from Bank INA, member of Salim Group. Bank INA is licensed and supervised by Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI).
Exclusively for Honest Card users
Savings that’s more than just for the future
The more you save, the better your chances to boost your Honest Card limit. Watch your balance and your credit limit grow together.
Your money grows 4% every year, totally free
Interest is calculated daily and paid out monthly, 100% yours with no fees. Plus, enjoy unlimited free transfers to any bank.
How to open an account for Honest Savings
Make sure you have an Honest Card
Open the Honest app and tap “Open account.”
Create your username and password.
Get your ID ready, fill in your personal details, and complete identity verification.
Congrats! Your Honest Savings account is now active.
FAQ about Honest Savings
What is Honest Savings?
Honest Savings is a digital savings account from Honest, in partnership with Binadigital and Bank INA (part of the Salim Group). With it, you can save money, earn interest, and enjoy fee-free transfers. Plus, your savings balance gives you a better chance to increase your Honest Card credit limit. Your money is safely stored at Bank INA, a fully licensed bank in Indonesia.
What are the benefits of Honest Savings?
With Honest Savings, you get:
✅ 4% interest p.a
✅ Unlimited free transfers, anytime
✅ Bigger chances to raise your credit limit
You can even pay your Honest Card bills directly from Honest Savings. Start saving today, it’s super easy, earns 4% a year, and comes with no account opening fees!
What are the requirements to open an Honest Savings account?
Make sure you already have an Honest credit card and prepare your ID card (KTP) for the registration process.
How can I open an account in Honest Savings?
It is super easy: Open the Honest app → click “Open Honest Savings” → Use your ID card (KTP/e-KTP) for verification → Deposit funds into your account. ✅ 5 minutes, fully digital, no hassle.
Does saving in Honest Savings help increase the Honest Credit Card limit?
Yes! Saving with Honest can help increase your Honest Credit Card limit by showing us you’re building good money habits. When you save regularly, we can see your positive habits in real time. Combined with using your Honest Card and paying on time, it helps us understand your financial situation better, which can make it easier and faster to increase your card limit.
Does Honest Savings provide a physical card?
No, Honest Savings is fully digital and does not provide a physical card. All transactions and access are done directly through the Honest app.
Is it safe to save money in Honest Savings?
100% safe. Your money is stored at Bank INA, an official bank supervised by Bank Indonesia and the Financial Services Authority (OJK).
How can I earn 4% interest?
Simply open an Honest Savings account and deposit your funds. The interest you earn will be paid directly to your account every month.
Can I withdraw the money I saved in my savings account at any time?
Yes, your money is not locked. You can use or transfer it anytime, with no fees.
Why is my account with Bank INA?
Honest is committed to providing financial solutions that meet high standards of security, convenience, and reliability. Bank INA (part of the Salim Group) is one of the licensed banks in Indonesia that shares the same commitment. We proudly offer Honest Savings as one of the main ways for you to manage your finances and achieve your financial goals.
Is there a minimum balance to open an account?
There is no minimum balance to open Honest Savings account, so you can start saving right away and enjoy the interest!
Are there any administrative fees with Honest Savings?
None! Honest Savings has no transfer fees or monthly charges. So your money keeps growing without any hassle, and remains flexible whenever you need it.