Simply apply for an Honest Card using a promo code, be approved for regular card, and make a transaction at a minimum IDR 50,000 (fifty thousand Rupiah) During the promo period, you will get 0% admin fee free for transactions made during that period.

• All of these Programs apply only to Honest Card holders who have good account status.
• Gifts are not transferable, redeemable, or cashed, unless otherwise stated.
• Honest reserves the right to withhold or cancel a gift if fraudulent, abusive, or suspicious activity is detected.
• Users are required to click on marketing campaign links or receive campaign communications in order to be eligible for incentives.
• All activities must be completed within the specified promo period. Activities carried out outside this period will not receive incentives.
• All campaign incentives will be fulfilled within 30 (thirty) days after the end of the promo period, or at any other time deemed appropriate by Honest.
• Decisions made by Honest regarding the eligibility and fulfillment of incentives are final and binding.
• The incentive is only valid for customers approved for the Honest Card and does not apply to users approved through the Registration Fee or the Rp1 program.
• To qualify, customers may take the following actions to meet eligibility as communicated through personalized marketing:
  
  • For customers who have never made a transaction: eligibility is obtained after the first transaction.
  • For customers who have already transacted: eligibility is obtained after the next qualifying transaction.

Free Admin Fee 0%

• Users who are approved for Regular Honest Card products and meet the requirements will receive 0% admin fee free promo up to IDR 75,000.
• Users are required to enter the promo code HONESTLADM during the registration process.
• Eligible customers will receive a monthly admin fee exemption for transactions made during the promo period. However, the admin fee will still appear on the customer's bill in the period and must be paid.
• The monthly admin fee waiver will be applied in the month following the end of the promo period.
• To remain eligible, customers are required to pay at least the minimum bill amount within the payment period.
• This benefit only applies to costs incurred during the promo period.
• All incentives will be given after the user has made a transaction with a minimum amount of Rp50,000 (fifty thousand Rupiah).
• If no transaction is made or no admin fee is charged in the month of the applicable bill, the fee exemption will not apply.

Other Terms

• Honest reserves the right to change the mechanism, eligibility criteria and rewards at any time.
• If there is a discrepancy between these Terms & Conditions (T&Cs) and other communications relating to the Program, these T&Cs shall prevail.
• These programs are governed by the laws in force in the Republic of Indonesia.
• Honest may update these T&Cs from time to time. By continuing to use our Platform, you are deemed to agree to such updates.
• Customers should be wary of fraudulent attempts from individuals claiming to be Honest representatives.
• Fraud or other criminal activity committed by third parties or individuals purporting to represent the program is beyond Honest's control.
• Never share personal data such as card number, expiration date, PIN, OTP, or CVC with anyone.
• Customer has read and agreed to these Terms & Conditions. By clicking on the “Agree” button or something similar, the customer gives the electronic consent equivalent of a wet signature.
• Customer agrees in good faith not to:
  
  • Questioning the validity or objection to these T&Cs;
  • Defend non-compliance or breach of obligations under these T&Cs; and/or
  • Declaring these T&Cs is contrary to public policy or is not a valid and binding legal obligation.