Simply apply for an Honest Credit Card using the promo code, get approved for a regular card, and make a minimum transaction of IDR 50,000 (fifty thousand Rupiah) during the promo period, and you will receive a 0% admin fee waiver for transactions made within that period.

• All these programs are only valid for primary Honest Card holders with accounts in good standing.
• Rewards are non-transferable, non-exchangeable, and cannot be redeemed for cash, unless otherwise stated.
• Honest reserves the right to withhold or cancel rewards if any fraudulent, abusive, or suspicious activity is detected.
• Users must click on the marketing campaign link or accept campaign communications to be eligible for incentives.
• All activities must be completed within the specified promotional period. Activities performed outside this period will not be eligible for incentives.
• All campaign incentives will be fulfilled within 30 (thirty) days after the end of the promotional period, or at another time deemed appropriate by Honest.
• Decisions made by Honest regarding eligibility and incentive fulfillment are final and binding.
• Incentives are only valid for customers approved for an Honest Card and do not apply to users approved via an Enrollment Fee or Rp1 program.
• To qualify, customers can take the following actions to meet eligibility requirements as communicated through personalized marketing:
  
  • For customers who have never transacted: eligibility is achieved after the first transaction.
  • For customers who have already transacted: eligibility is achieved after the next qualifying transaction.

0% Admin Fee Waiver

• Users approved for a Regular Honest Card product who meet the requirements will receive a 0% admin fee waiver promo up to Rp100,000.
• Users must enter the promo code 0ADMINJULI during the registration process.
• Eligible customers will receive a waiver of the monthly admin fee for transactions made during the promo period. However, the admin fee will still appear on the customer's bill for that period and must be paid.
• The monthly admin fee waiver will be applied in the month following the end of the promo period.
• To remain eligible, customers must pay at least the minimum payment amount during the billing period.
• This benefit only applies to fees incurred during the promotional period.
• All incentives will be provided after the user completes a transaction with a minimum amount of IDR 50,000 (fifty thousand Rupiah).
• If no transactions are made or no admin fees are charged in the applicable billing month, the fee waiver will not apply.

Other Provisions

• Honest reserves the right to change the mechanism, eligibility criteria, and rewards at any time.
• In the event of any discrepancy between these Terms & Conditions (T&Cs) and other communications regarding the Program, these T&Cs shall prevail.
• These programs are governed by the laws applicable in the Republic of Indonesia.
• Honest may update these T&Cs from time to time. By continuing to use our Platform, you are deemed to have agreed to such updates.
• Customers must be vigilant against fraud attempts by individuals claiming to be Honest representatives.
• Fraud or other criminal activities committed by third parties or individuals claiming to represent the program are beyond Honest's control.
• Never share personal data such as card numbers, expiration dates, PINs, OTPs, or CVCs with anyone.
• The customer has read and agreed to these Terms & Conditions. By clicking the "Agree" button or similar, the customer provides electronic consent equivalent to a wet signature.
• The customer agrees in good faith not to:
  
  • Question the validity of or object to these T&Cs;
  • Defend non-compliance or breach of obligations under these T&Cs; and/or
  • Claim that these T&Cs are contrary to public policy or do not constitute a valid and binding legal obligation.