#DitraktirHonest - Save more on your Shihlin snacks
Don't miss out! Enjoy special treats at Shihlin when you pay with your Honest Credit Card or via QRIS in the Honest app.
Redemption Instruction
How to get Shihlin snack promos:
- For new users
- Apply for an Honest credit card via the Honest app (available on the Play Store).
- You must enter the promo code:
SHIHLIN140during registration. - Once approved and activated, use your Honest credit card to pay for transactions at Shihlin outlets.
- Enjoy a cashback of IDR 140,000 with a minimum transaction of IDR 144,000 (equivalent to 2 XXL Crispy Chicken and 1 Popcorn Chicken)
- Cashback will be processed within 1 day and paid out within a maximum of 7 (seven) business days, j
- The promo does not apply if you are approved for a credit card with an initial limit of IDR 1.
- For existing users
- Already have an Honest Card? Keep saving every month!
- Get up to IDR 20,000 cashback with a minimum transaction of IDR 50,000, once per month with no promo code required.
- Simply pay using your Honest credit card at the outlet; cashback will be processed within 1 day for eligible transactions and paid out within a maximum of 7 (seven) business days.
Terms and conditions
Honest Promo Program and Shihlin, New User Acquisition and Existing User Engagement Offer” (hereinafter referred to as “Program”) is a cashback program organized by PT Honest Financial Technologies (“Honest”).
Program Period: September 24, 2026 to January 31, 2027
Program Mechanism
Program 1 – IDR 140,000 Cashback for New Users
- Valid for New Users who have applied for and been approved for an Honest Card during the campaign period, and have entered the promo code "SHIHLIN140" during the application process.
- cashback worth IDR 140,000 (one hundred and forty thousand Rupiah) is provided once (1) per New User, in the form of a unique code sent no later than 7 (seven) business days after the New User is approved for an Honest Regular Card, and can be used at Shihlin.
Program 2 — IDR 20,000 Cashback for Existing Users
- Valid for all existing users who have applied for and been approved for an Honest Card outside of the campaign period.
- A cashback of IDR 20,000 (twenty thousand Rupiah) will be awarded once (1) per user per month during the campaign period for payments made using an Honest Card at Shihlin outlets.
- Quota is limited to the first 1,000 people per month.
Applies to both programs
- For transactions made using the Honest app, the cashback must be claimed first on the Promo page.
- Both programs cannot be combined with other promotional offers.
- Honest will provide promotional benefits to users based on the first promotion for which the user qualifies.
Cashback Process & Disbursement
- Eligibility validation and cashback disbursement are handled entirely by Honest based on valid transaction and account data.
- Honest aims to fulfill cashback within 7 (seven) days after the user meets the eligibility criteria. The fulfillment process may take longer at Honest's discretion, though Honest will strive to issue the cashback sooner.
- Honest reserves the right to withhold, cancel, or withdraw cashback if any fraud, abuse, or suspicious activity is detected.
- Honest will not provide cashback if the user cancels their transaction at Shihlin or if the transaction is not authorized.
- Cashback is provided for valid transactions made using an Honest Card or QRIS within the Honest App at participating Shihlin outlets during the campaign period, subject to applicable terms and conditions.
Eligibility
- This program is open to Honest Card users who meet the criteria for each respective sub-program (New Users and Existing Users) as set out in the Campaign Mechanismsection. Participants must be primary Honest Card holders in good standing (not frozen or suspended).
- New Users: users who apply for and are approved for an Honest Card during the campaign period, and register using the promo code SHIHLIN140 during the application process.
- Existing Users: users who have applied for and were approved for an Honest Card outside of the campaign period, and use their Honest Card to make payments at Shihlin.
- This offer is only valid for users of regular Honest Card products or those with a registration fee, and does not apply to Rp1product users.
- Participants are deemed to have agreed to these Terms and Conditions and have provided consent for the use of personal data in accordance with the Honest Privacy Policy.
General Terms
These general terms apply to all Honest programs and remain unchanged for each program.
1. General Terms
- By participating in this Program, participants are deemed to have read, understood, and agreed to all applicable Terms & Conditions.
- Honest is a Financing Company licensed and supervised by Bank Indonesia and the Financial Services Authority (OJK).
- Honest reserves the right, at its sole discretion, to change, modify, extend, shorten, suspend, or terminate the Program at any time, with commercially reasonable efforts to provide prior notice, to the extent permitted by law and in accordance with applicable regulations.
- Honest reserves the right to disqualify participants suspected of fraud, abuse, manipulation, or any other activity inconsistent with the spirit of the Program or applicable laws.
2. Promotion & Regulatory Compliance
All promotional materials are subject to these Terms & Conditions and state that Honest is a licensed institution supervised by Bank Indonesia and the Financial Services Authority (OJK).
3. Privacy
- By participating in this Program, users consent to the collection, processing, and use of their personal data by Honest for Program administration, verification, prize delivery, and marketing purposes.
- Participants' personal data will be handled in accordance with applicable data protection and privacy laws, as well as Honest's Privacy Policy. By joining the Program, participants consent to such processing and confirm that the information provided is accurate and complete.
4. Complaint Handling Mechanism
- Participants who have questions, objections, or complaints regarding this Program may contact: written complaints — WhatsApp 0811-1919-1101 or Instagram @HonestIndo; verbal complaints — Indonesia 0800-1-101-101 (Toll-Free) or international calls +6221-50867077.
- Honest's decisions on all aspects of the Program's implementation, including but not limited to determining participant eligibility, draw results, and prize distribution, are final, binding, and not subject to appeal.
5. Miscellaneous
- Honest's decisions regarding the Program and participant eligibility are final and binding. Honest reserves the right to investigate and take action against any suspected abuse, fraud, or violation of these Terms & Conditions. Participation in this Program does not guarantee winning a prize.
- These Terms & Conditions are governed by the laws and regulations of the Republic of Indonesia. Honest may update these Terms & Conditions from time to time; by continuing to participate, you agree to such updates.
- Customers should be wary of fraud attempts by individuals claiming to be Honest representatives. Any fraudulent or criminal activity committed by third parties or individuals claiming to represent this Program is beyond Honest's control. Never share personal data such as card numbers, expiration dates, PINs, OTPs, or CVC numbers with anyone.
- These Terms & Conditions are drafted in Indonesian and English. Both versions are equally valid; however, in the event of any discrepancy or difference in interpretation between the two versions, the Indonesian version shall prevail, and the English version shall be deemed automatically amended to conform to the Indonesian version.
- Customers acknowledge that they have read, understood, and agreed to these Terms & Conditions. By participating in this Program or clicking the “Agree” button or any similar button, Customers provide electronic consent that has the same legal force as a wet signature.


#DitraktirHonest - Save more on your Shihlin snacks
Don't miss out! Enjoy special treats at Shihlin when you pay with your Honest Credit Card or via QRIS in the Honest app.
Enter the code when applying in the Honest app
How to get Shihlin snack promos:
- For new users
- Apply for an Honest credit card via the Honest app (available on the Play Store).
- You must enter the promo code:
SHIHLIN140during registration. - Once approved and activated, use your Honest credit card to pay for transactions at Shihlin outlets.
- Enjoy a cashback of IDR 140,000 with a minimum transaction of IDR 144,000 (equivalent to 2 XXL Crispy Chicken and 1 Popcorn Chicken)
- Cashback will be processed within 1 day and paid out within a maximum of 7 (seven) business days, j
- The promo does not apply if you are approved for a credit card with an initial limit of IDR 1.
- For existing users
- Already have an Honest Card? Keep saving every month!
- Get up to IDR 20,000 cashback with a minimum transaction of IDR 50,000, once per month with no promo code required.
- Simply pay using your Honest credit card at the outlet; cashback will be processed within 1 day for eligible transactions and paid out within a maximum of 7 (seven) business days.
Why Honest Credit Card?
90% approval
Apply and get approval as little as in 5 minutes
Credit limit up to Rp100 million
and may increase every month
Unlimited cashback
Get up to 1% cashback every time you shop
Free interest and admin fee
when you pay in full and on time
No annual fee, ever
No other credit card fees


How to apply Honest Credit Card
Download the app and apply for the Honest Card
Get approval as little as in2 hours
Receive and activate the card
Pay with Honest at Shihlin outlets, cashback will be credited if eligible.
FAQ about
#DitraktirHonest - Save more on your Shihlin snacks
What is the Honest x Shihlin Promo?
The Honest x Shihlin Promo is a cashback program organized by PT Honest Financial Technologies ("Honest"). This program offers cashback when you transact at Shihlin outlets using your Honest Credit Card or QRIS within the Honest App.
When is the promotion period?
The program runs from 24 September 2026 to 31 January 2027.
Who is eligible to participate in this promotion?
- New Users: Users who apply for and are approved for an Honest Card during the campaign period using promo code SHIHLIN140 during application.
- Existing Users: Users who applied for and were approved for an Honest Card prior to the campaign period.
All participants must be primary Honest Card holders (Honest Card or Registration Fee products; not applicable to Rp1 products) with accounts in good standing (not frozen or suspended).
How do I get the cashback?
- Program 1 (New Users): Apply for an Honest Credit Card via the app using promo code SHIHLIN140 and make a transaction of at least Rp144,000 at participating Shihlin outlets using your Honest Credit Card or QRIS in the Honest App.
- Program 2 (Existing Users): Make a transaction at any Shihlin location nationwide using your Honest Credit Card.
Note: Cashback for transactions made via the Honest app must be claimed on the Promo page.
How much cashback will I receive?
- Program 1 (New Users): Rp140,000 (one-time cashback per new user).
- Program 2 (Existing Users): Rp20,000 (up to once per user per month during the campaign period).
When will the cashback be fulfilled?
Honest aims to fulfill the cashback within a maximum of 7 days of meeting the eligibility criteria.
Can this promotion be combined with other offers?
No. Neither Program 1 nor Program 2 can be combined with any other promotional program. If eligible for multiple promotions, Honest will grant only the first promotion for which you qualify.
Is there a minimum transaction required for the promo?
- Program 1 (New Users): Minimum transaction of Rp144,000 (equivalent to 2 XXL Crispy Chicken and 1 Popcorn Chicken).
- Program 2 (Existing Users): No specific minimum transaction threshold is required other than making a valid transaction using your Honest Card at Shihlin.
What happens if my transaction is canceled or refunded?
Honest will not pay out cashback if you cancel your transaction at Shihlin or if the transaction is not authorized. Honest also reserves the right to withhold, cancel, or claw back cashback in cases of fraud, abuse, or suspicious activity.
What should I do if I haven't received my cashback after 7 days?
You can contact Honest customer service:
Written complaints: WhatsApp 0811-1919-1101 or Instagram @HonestIndo
- Verbal complaints: Indonesia 0800-1-101-101 (Toll-Free) or international +6221-50867077
What payment methods can be used?
You must use your Honest Credit Card or QRIS within the Honest App at participating Shihlin outlets.
Where can I download the Honest App?
You can download the Honest App from the Google Play Store or by using the following link:
Download Honest
Terms & Conditions
Honest Promo Program and Shihlin, New User Acquisition and Existing User Engagement Offer” (hereinafter referred to as “Program”) is a cashback program organized by PT Honest Financial Technologies (“Honest”).
Program Period: September 24, 2026 to January 31, 2027
Program Mechanism
Program 1 – IDR 140,000 Cashback for New Users
- Valid for New Users who have applied for and been approved for an Honest Card during the campaign period, and have entered the promo code "SHIHLIN140" during the application process.
- cashback worth IDR 140,000 (one hundred and forty thousand Rupiah) is provided once (1) per New User, in the form of a unique code sent no later than 7 (seven) business days after the New User is approved for an Honest Regular Card, and can be used at Shihlin.
Program 2 — IDR 20,000 Cashback for Existing Users
- Valid for all existing users who have applied for and been approved for an Honest Card outside of the campaign period.
- A cashback of IDR 20,000 (twenty thousand Rupiah) will be awarded once (1) per user per month during the campaign period for payments made using an Honest Card at Shihlin outlets.
- Quota is limited to the first 1,000 people per month.
Applies to both programs
- For transactions made using the Honest app, the cashback must be claimed first on the Promo page.
- Both programs cannot be combined with other promotional offers.
- Honest will provide promotional benefits to users based on the first promotion for which the user qualifies.
Cashback Process & Disbursement
- Eligibility validation and cashback disbursement are handled entirely by Honest based on valid transaction and account data.
- Honest aims to fulfill cashback within 7 (seven) days after the user meets the eligibility criteria. The fulfillment process may take longer at Honest's discretion, though Honest will strive to issue the cashback sooner.
- Honest reserves the right to withhold, cancel, or withdraw cashback if any fraud, abuse, or suspicious activity is detected.
- Honest will not provide cashback if the user cancels their transaction at Shihlin or if the transaction is not authorized.
- Cashback is provided for valid transactions made using an Honest Card or QRIS within the Honest App at participating Shihlin outlets during the campaign period, subject to applicable terms and conditions.
Eligibility
- This program is open to Honest Card users who meet the criteria for each respective sub-program (New Users and Existing Users) as set out in the Campaign Mechanismsection. Participants must be primary Honest Card holders in good standing (not frozen or suspended).
- New Users: users who apply for and are approved for an Honest Card during the campaign period, and register using the promo code SHIHLIN140 during the application process.
- Existing Users: users who have applied for and were approved for an Honest Card outside of the campaign period, and use their Honest Card to make payments at Shihlin.
- This offer is only valid for users of regular Honest Card products or those with a registration fee, and does not apply to Rp1product users.
- Participants are deemed to have agreed to these Terms and Conditions and have provided consent for the use of personal data in accordance with the Honest Privacy Policy.
General Terms
These general terms apply to all Honest programs and remain unchanged for each program.
1. General Terms
- By participating in this Program, participants are deemed to have read, understood, and agreed to all applicable Terms & Conditions.
- Honest is a Financing Company licensed and supervised by Bank Indonesia and the Financial Services Authority (OJK).
- Honest reserves the right, at its sole discretion, to change, modify, extend, shorten, suspend, or terminate the Program at any time, with commercially reasonable efforts to provide prior notice, to the extent permitted by law and in accordance with applicable regulations.
- Honest reserves the right to disqualify participants suspected of fraud, abuse, manipulation, or any other activity inconsistent with the spirit of the Program or applicable laws.
2. Promotion & Regulatory Compliance
All promotional materials are subject to these Terms & Conditions and state that Honest is a licensed institution supervised by Bank Indonesia and the Financial Services Authority (OJK).
3. Privacy
- By participating in this Program, users consent to the collection, processing, and use of their personal data by Honest for Program administration, verification, prize delivery, and marketing purposes.
- Participants' personal data will be handled in accordance with applicable data protection and privacy laws, as well as Honest's Privacy Policy. By joining the Program, participants consent to such processing and confirm that the information provided is accurate and complete.
4. Complaint Handling Mechanism
- Participants who have questions, objections, or complaints regarding this Program may contact: written complaints — WhatsApp 0811-1919-1101 or Instagram @HonestIndo; verbal complaints — Indonesia 0800-1-101-101 (Toll-Free) or international calls +6221-50867077.
- Honest's decisions on all aspects of the Program's implementation, including but not limited to determining participant eligibility, draw results, and prize distribution, are final, binding, and not subject to appeal.
5. Miscellaneous
- Honest's decisions regarding the Program and participant eligibility are final and binding. Honest reserves the right to investigate and take action against any suspected abuse, fraud, or violation of these Terms & Conditions. Participation in this Program does not guarantee winning a prize.
- These Terms & Conditions are governed by the laws and regulations of the Republic of Indonesia. Honest may update these Terms & Conditions from time to time; by continuing to participate, you agree to such updates.
- Customers should be wary of fraud attempts by individuals claiming to be Honest representatives. Any fraudulent or criminal activity committed by third parties or individuals claiming to represent this Program is beyond Honest's control. Never share personal data such as card numbers, expiration dates, PINs, OTPs, or CVC numbers with anyone.
- These Terms & Conditions are drafted in Indonesian and English. Both versions are equally valid; however, in the event of any discrepancy or difference in interpretation between the two versions, the Indonesian version shall prevail, and the English version shall be deemed automatically amended to conform to the Indonesian version.
- Customers acknowledge that they have read, understood, and agreed to these Terms & Conditions. By participating in this Program or clicking the “Agree” button or any similar button, Customers provide electronic consent that has the same legal force as a wet signature.
Terms and conditions
Honest Promo Program and Shihlin, New User Acquisition and Existing User Engagement Offer” (hereinafter referred to as “Program”) is a cashback program organized by PT Honest Financial Technologies (“Honest”).
Program Period: September 24, 2026 to January 31, 2027
Program Mechanism
Program 1 – IDR 140,000 Cashback for New Users
- Valid for New Users who have applied for and been approved for an Honest Card during the campaign period, and have entered the promo code "SHIHLIN140" during the application process.
- cashback worth IDR 140,000 (one hundred and forty thousand Rupiah) is provided once (1) per New User, in the form of a unique code sent no later than 7 (seven) business days after the New User is approved for an Honest Regular Card, and can be used at Shihlin.
Program 2 — IDR 20,000 Cashback for Existing Users
- Valid for all existing users who have applied for and been approved for an Honest Card outside of the campaign period.
- A cashback of IDR 20,000 (twenty thousand Rupiah) will be awarded once (1) per user per month during the campaign period for payments made using an Honest Card at Shihlin outlets.
- Quota is limited to the first 1,000 people per month.
Applies to both programs
- For transactions made using the Honest app, the cashback must be claimed first on the Promo page.
- Both programs cannot be combined with other promotional offers.
- Honest will provide promotional benefits to users based on the first promotion for which the user qualifies.
Cashback Process & Disbursement
- Eligibility validation and cashback disbursement are handled entirely by Honest based on valid transaction and account data.
- Honest aims to fulfill cashback within 7 (seven) days after the user meets the eligibility criteria. The fulfillment process may take longer at Honest's discretion, though Honest will strive to issue the cashback sooner.
- Honest reserves the right to withhold, cancel, or withdraw cashback if any fraud, abuse, or suspicious activity is detected.
- Honest will not provide cashback if the user cancels their transaction at Shihlin or if the transaction is not authorized.
- Cashback is provided for valid transactions made using an Honest Card or QRIS within the Honest App at participating Shihlin outlets during the campaign period, subject to applicable terms and conditions.
Eligibility
- This program is open to Honest Card users who meet the criteria for each respective sub-program (New Users and Existing Users) as set out in the Campaign Mechanismsection. Participants must be primary Honest Card holders in good standing (not frozen or suspended).
- New Users: users who apply for and are approved for an Honest Card during the campaign period, and register using the promo code SHIHLIN140 during the application process.
- Existing Users: users who have applied for and were approved for an Honest Card outside of the campaign period, and use their Honest Card to make payments at Shihlin.
- This offer is only valid for users of regular Honest Card products or those with a registration fee, and does not apply to Rp1product users.
- Participants are deemed to have agreed to these Terms and Conditions and have provided consent for the use of personal data in accordance with the Honest Privacy Policy.
General Terms
These general terms apply to all Honest programs and remain unchanged for each program.
1. General Terms
- By participating in this Program, participants are deemed to have read, understood, and agreed to all applicable Terms & Conditions.
- Honest is a Financing Company licensed and supervised by Bank Indonesia and the Financial Services Authority (OJK).
- Honest reserves the right, at its sole discretion, to change, modify, extend, shorten, suspend, or terminate the Program at any time, with commercially reasonable efforts to provide prior notice, to the extent permitted by law and in accordance with applicable regulations.
- Honest reserves the right to disqualify participants suspected of fraud, abuse, manipulation, or any other activity inconsistent with the spirit of the Program or applicable laws.
2. Promotion & Regulatory Compliance
All promotional materials are subject to these Terms & Conditions and state that Honest is a licensed institution supervised by Bank Indonesia and the Financial Services Authority (OJK).
3. Privacy
- By participating in this Program, users consent to the collection, processing, and use of their personal data by Honest for Program administration, verification, prize delivery, and marketing purposes.
- Participants' personal data will be handled in accordance with applicable data protection and privacy laws, as well as Honest's Privacy Policy. By joining the Program, participants consent to such processing and confirm that the information provided is accurate and complete.
4. Complaint Handling Mechanism
- Participants who have questions, objections, or complaints regarding this Program may contact: written complaints — WhatsApp 0811-1919-1101 or Instagram @HonestIndo; verbal complaints — Indonesia 0800-1-101-101 (Toll-Free) or international calls +6221-50867077.
- Honest's decisions on all aspects of the Program's implementation, including but not limited to determining participant eligibility, draw results, and prize distribution, are final, binding, and not subject to appeal.
5. Miscellaneous
- Honest's decisions regarding the Program and participant eligibility are final and binding. Honest reserves the right to investigate and take action against any suspected abuse, fraud, or violation of these Terms & Conditions. Participation in this Program does not guarantee winning a prize.
- These Terms & Conditions are governed by the laws and regulations of the Republic of Indonesia. Honest may update these Terms & Conditions from time to time; by continuing to participate, you agree to such updates.
- Customers should be wary of fraud attempts by individuals claiming to be Honest representatives. Any fraudulent or criminal activity committed by third parties or individuals claiming to represent this Program is beyond Honest's control. Never share personal data such as card numbers, expiration dates, PINs, OTPs, or CVC numbers with anyone.
- These Terms & Conditions are drafted in Indonesian and English. Both versions are equally valid; however, in the event of any discrepancy or difference in interpretation between the two versions, the Indonesian version shall prevail, and the English version shall be deemed automatically amended to conform to the Indonesian version.
- Customers acknowledge that they have read, understood, and agreed to these Terms & Conditions. By participating in this Program or clicking the “Agree” button or any similar button, Customers provide electronic consent that has the same legal force as a wet signature.
Warning
Customers should be cautious of fraud by individuals claiming to represent Honest. Any fraudulent activity or other crimes committed by third parties associated with or claiming to represent this program are beyond Honest's authority. Do not share personal data such as card numbers, expiration dates, PINs, OTPs, or CVC numbers with anyone.
PT Honest Financial Technologies is licensed and supervised by Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI)


#DitraktirHonest - Save more on your Shihlin snacks
Don't miss out! Enjoy special treats at Shihlin when you pay with your Honest Credit Card or via QRIS in the Honest app.
Enter the code when applying in the Honest app
Terms and conditions
Honest Promo Program and Shihlin, New User Acquisition and Existing User Engagement Offer” (hereinafter referred to as “Program”) is a cashback program organized by PT Honest Financial Technologies (“Honest”).
Program Period: September 24, 2026 to January 31, 2027
Program Mechanism
Program 1 – IDR 140,000 Cashback for New Users
- Valid for New Users who have applied for and been approved for an Honest Card during the campaign period, and have entered the promo code "SHIHLIN140" during the application process.
- cashback worth IDR 140,000 (one hundred and forty thousand Rupiah) is provided once (1) per New User, in the form of a unique code sent no later than 7 (seven) business days after the New User is approved for an Honest Regular Card, and can be used at Shihlin.
Program 2 — IDR 20,000 Cashback for Existing Users
- Valid for all existing users who have applied for and been approved for an Honest Card outside of the campaign period.
- A cashback of IDR 20,000 (twenty thousand Rupiah) will be awarded once (1) per user per month during the campaign period for payments made using an Honest Card at Shihlin outlets.
- Quota is limited to the first 1,000 people per month.
Applies to both programs
- For transactions made using the Honest app, the cashback must be claimed first on the Promo page.
- Both programs cannot be combined with other promotional offers.
- Honest will provide promotional benefits to users based on the first promotion for which the user qualifies.
Cashback Process & Disbursement
- Eligibility validation and cashback disbursement are handled entirely by Honest based on valid transaction and account data.
- Honest aims to fulfill cashback within 7 (seven) days after the user meets the eligibility criteria. The fulfillment process may take longer at Honest's discretion, though Honest will strive to issue the cashback sooner.
- Honest reserves the right to withhold, cancel, or withdraw cashback if any fraud, abuse, or suspicious activity is detected.
- Honest will not provide cashback if the user cancels their transaction at Shihlin or if the transaction is not authorized.
- Cashback is provided for valid transactions made using an Honest Card or QRIS within the Honest App at participating Shihlin outlets during the campaign period, subject to applicable terms and conditions.
Eligibility
- This program is open to Honest Card users who meet the criteria for each respective sub-program (New Users and Existing Users) as set out in the Campaign Mechanismsection. Participants must be primary Honest Card holders in good standing (not frozen or suspended).
- New Users: users who apply for and are approved for an Honest Card during the campaign period, and register using the promo code SHIHLIN140 during the application process.
- Existing Users: users who have applied for and were approved for an Honest Card outside of the campaign period, and use their Honest Card to make payments at Shihlin.
- This offer is only valid for users of regular Honest Card products or those with a registration fee, and does not apply to Rp1product users.
- Participants are deemed to have agreed to these Terms and Conditions and have provided consent for the use of personal data in accordance with the Honest Privacy Policy.
General Terms
These general terms apply to all Honest programs and remain unchanged for each program.
1. General Terms
- By participating in this Program, participants are deemed to have read, understood, and agreed to all applicable Terms & Conditions.
- Honest is a Financing Company licensed and supervised by Bank Indonesia and the Financial Services Authority (OJK).
- Honest reserves the right, at its sole discretion, to change, modify, extend, shorten, suspend, or terminate the Program at any time, with commercially reasonable efforts to provide prior notice, to the extent permitted by law and in accordance with applicable regulations.
- Honest reserves the right to disqualify participants suspected of fraud, abuse, manipulation, or any other activity inconsistent with the spirit of the Program or applicable laws.
2. Promotion & Regulatory Compliance
All promotional materials are subject to these Terms & Conditions and state that Honest is a licensed institution supervised by Bank Indonesia and the Financial Services Authority (OJK).
3. Privacy
- By participating in this Program, users consent to the collection, processing, and use of their personal data by Honest for Program administration, verification, prize delivery, and marketing purposes.
- Participants' personal data will be handled in accordance with applicable data protection and privacy laws, as well as Honest's Privacy Policy. By joining the Program, participants consent to such processing and confirm that the information provided is accurate and complete.
4. Complaint Handling Mechanism
- Participants who have questions, objections, or complaints regarding this Program may contact: written complaints — WhatsApp 0811-1919-1101 or Instagram @HonestIndo; verbal complaints — Indonesia 0800-1-101-101 (Toll-Free) or international calls +6221-50867077.
- Honest's decisions on all aspects of the Program's implementation, including but not limited to determining participant eligibility, draw results, and prize distribution, are final, binding, and not subject to appeal.
5. Miscellaneous
- Honest's decisions regarding the Program and participant eligibility are final and binding. Honest reserves the right to investigate and take action against any suspected abuse, fraud, or violation of these Terms & Conditions. Participation in this Program does not guarantee winning a prize.
- These Terms & Conditions are governed by the laws and regulations of the Republic of Indonesia. Honest may update these Terms & Conditions from time to time; by continuing to participate, you agree to such updates.
- Customers should be wary of fraud attempts by individuals claiming to be Honest representatives. Any fraudulent or criminal activity committed by third parties or individuals claiming to represent this Program is beyond Honest's control. Never share personal data such as card numbers, expiration dates, PINs, OTPs, or CVC numbers with anyone.
- These Terms & Conditions are drafted in Indonesian and English. Both versions are equally valid; however, in the event of any discrepancy or difference in interpretation between the two versions, the Indonesian version shall prevail, and the English version shall be deemed automatically amended to conform to the Indonesian version.
- Customers acknowledge that they have read, understood, and agreed to these Terms & Conditions. By participating in this Program or clicking the “Agree” button or any similar button, Customers provide electronic consent that has the same legal force as a wet signature.
PT Honest Financial Technologies is licensed and supervised by Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI)
