Honest Bank Whatsapp

Honest Credit Card

Now, everyone can get a credit card

Get credit limit up to
Rp
100M
Annual fee
Rp
0
Available on Android
4.5
94K
reviews
Apply in 5 minutes
Other credit cards
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Honest Credit Card
Insufficient credit limit
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Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours
Insufficient credit limit
vs
Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours

Why they love Honest Card

Available on Android
4.5
94K
reviews
Mar 3, 2026

Honest makin mantap! Sejak pindah ke jaringan Visa, kartu bisa dipakai hampir di semua pembayaran dan sekarang sudah ada QRIS! Saran saya, semoga ke depan pembayaran tagihan bisa dicicil per bulan. Selebihnya sudah sangat memuaskan. 👍

Agam HagiaAgam Hagia
Agam Hagia
Mar 2, 2026

Honest semakin bagus, dan semakin menarik. Perubahan Honest dari Mastercard ke Visa, pembayaran bisa pakai QRIS Honest, sistem keamanan kartu yang bagus dan fleksibel, serta CS Honest ramah. Untung aja dulu gak jadi nutup Honest.

Fahrizal WalikramaFahrizal Walikrama
Fahrizal Walikrama
Mar 1, 2026

Semakin keren nih aplikasi dan sudah ada fitur QRIS. Mantap tim pengembang semoga lebih baik kedepannya.

Muhamad Ilmi-20Muhamad Ilmi-20
Muhamad Ilmi-20
Jan 12, 2026

Pengajuan di ACC dapat limit 5 jt, sudah pakai buat transaksi CGV dan dapat cashback 50%. Tagihan perdana sudah terbit, emang sih ada biaya admin, tapi karena bayar full tagihan maka biaya admin dikembalikan. Semoga makin banyak promonya hehehe

Hairad SudarsoHairad Sudarso
Hairad Sudarso
Jun 30, 2025

Thank you Honest for approving my credit card application and thank you to the CS agent who contacted me and simulated how to use it and also how to avoid fraud.

Yetty YumikoYetty Yumiko
Yetty Yumiko
Jun 19, 2025

Great, the application process is very fast and the approval was also thought to be 1 day but it turned out to be less than 1 day!. The CS is also polite and willing to do a Welcome call at night. Once again, thank you Honest Card!

KennyKenny
Kenny
Jun 8, 2025

I tried to apply because a friend informed me about Honest Card, it turned out to be approved with a limit of 20 million. Within 1 hour after registering, the card was processed and sent. The information during the Welcome Call was also very clear.

Novia PrimawatyNovia Primawaty
Novia Primawaty
May 31, 2025

Try applying and get approved immediately. Once approved, proceed directly to the video call process for final verification and explanation of several important things before sending the card to the registered address. The process is fast, easy and safe. Thank you.

Erwin Ruly SetiawanErwin Ruly Setiawan
Erwin Ruly Setiawan
May 18, 2025

It turns out that it is that easy to apply for an honest credit card, at first I thought it was difficult and would not be approved. The CS agent who clarified was also polite and very clear when giving instructions on how to use the Honest Credit Card. Always be successful, Honest.

Sulis KurniaSulis Kurnia
Sulis Kurnia
May 11, 2025

Very easy, can get the first limit of 5 million according to my ability. Fast application, can transact abroad with a card that will be sent to your home address. Friendly service, good details and explanations can be understood.

Sopian RomadoniSopian Romadoni
Sopian Romadoni
Apply in 5 minutes

Take control of your own payments

Decide how much you’ll pay monthly in the app

Pay 0% interest when you pay in full and on time. If you can’t, pay as low as the minimum amount to keep your account active.

* Flexibility of credit card balance payments can be in any amount you choose, as long as the payment meets the minimum amount stated in the billing statement.