Honest Bank Whatsapp

Honest Credit Card

Now, everyone can get a credit card

Get credit limit up to
Rp
100M
Annual fee
Rp
0
4.7
(59K reviews)
Apply in 5 minutes
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Honest Credit Card
Insufficient credit limit
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Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours
Insufficient credit limit
vs
Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours

Why they love Honest Card

4.8
(60K reviews)
Mar 23, 2025

Thank you, Honest. The application process was very easy, quick approval, fairly high initial limit, easy activation, and the welcome call was very communicative.

Ken NorafaKen Norafa
Ken Norafa
Mar 19, 2025

The best app and the process is very easy. I just clicked around, filled in my personal info, and it got approved. Alhamdulillah, and during activation, I had a video call with an Honest operator who was very polite and extremely helpful, especially for someone like me who's using a credit card for the first time.

Eka SulistyowatiEka Sulistyowati
Eka Sulistyowati
Mar 13, 2025

The registration was quite easy, and after the video call with the staff, she clearly explained the details, what needed to be done, and gave a warning about potential scams claiming to be from Honest. Thank you.

Aksara SemestaAksara Semesta
Aksara Semesta
Feb 2, 2025

Thank you to the Honest team for providing such an easy-to-understand explanation (during the welcome call) 🙏 Excellent service from the Honest team. The requirements are simple and don’t make it difficult for those of us who want to apply.

Martinus Henri SusaptoMartinus Henri Susapto
Martinus Henri Susapto
Feb 2, 2025

The application process from registration to approval was very fast. Even though the basic limit is small, it’s enough for my online transaction needs. I’m impressed by the customer service treatment, very friendly and truly service-minded.

Romeo KismantoRomeo Kismanto
Romeo Kismanto
Feb 1, 2025

The customer service is very friendly, and the application process is fast. The Honest team explained the card benefits and how to avoid scams in great detail. Awesome, wishing Honest continued growth and success. Recommended!

Noura AdzkiaNoura Adzkia
Noura Adzkia
Jan 25, 2025

The application process was smooth and easy. I spoke with an operator during the welcome call who provided complete and clear information about the features and security of the app, and made sure I understood everything that was explained. Thank you for the excellent service.

Ari WibowoAri Wibowo
Ari Wibowo
Jan 22, 2025

The process was quick and smooth, from application to phone verification, and now I’m just waiting for the card to arrive and be activated. The limit given is quite small, just a single-digit 😁 so for now I’ll use it as an alternative for small treats. Once the limit increases, then I’ll use it for other shopping needs. Thanks Honest 🙏🏻

Dominico HutagalungDominico Hutagalung
Dominico Hutagalung
Jan 20, 2025

Fast application, friendly service. Even though the limit is small, it really helps me with transactions. The explanation provided was clear enough to help avoid scams. Thank you Honest.

Arthur H DaulimaArthur H Daulima
Arthur H Daulima
Jan 17, 2025

The application was quite easy, and I got a limit that I think is sufficient for daily shopping needs. The Honest team was also friendly, explained things clearly and in a way that was easy to understand.

Sherly Alexa CandraSherly Alexa Candra
Sherly Alexa Candra
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Take control of your own payments

Decide how much you’ll pay monthly in the app

Pay 0% interest when you pay in full and on time. If you can’t, pay as low as the minimum amount to keep your account active.

* Flexibility of credit card balance payments can be in any amount you choose, as long as the payment meets the minimum amount stated in the billing statement.