Honest Bank Whatsapp

Honest Credit Card

Now, everyone can get a credit card

Get credit limit up to
Rp
100M
Annual fee
Rp
0
Available on Android
4.5
145K
reviews
Apply in 5 minutes
Other credit cards
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Honest Credit Card
Insufficient credit limit
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Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours
Insufficient credit limit
vs
Credit limit of up to IDR 100 million
Need physical documents
Apply with only 2 documents
Apply at branch offices
Apply 100% online in the app
Up to 30 days appraisal
Get decision within 24 hours

Why they love Honest Card

Available on Android
4.8
150K
reviews
Jul 29, 2026

The application process is easy. This is my first time trying it, and I hope it remains this convenient and continues to be useful in the future. I also had a video call with their agent who was very friendly and helpful.

Dorlina Naomy HematangDorlina Naomy Hematang
Dorlina Naomy Hematang
Jul 14, 2026

Highly recommended. The service is responsive, and the brief video call with customer support was impressive. The explanations were concise, clear, and delivered with professional courtesy.

Sutriyadinata MFSutriyadinata MF
Sutriyadinata MF
Jun 6, 2026

Honest is getting better and growing stronger. I have been using Honest for almost 3 years now. I just hope QRIS transactions will improve more and make the app available for iPhone users as well.

Nazly HamdaniNazly Hamdani
Nazly Hamdani
May 12, 2026

The speed of the QRIS payment feature is genuinely impressive. Whether I'm paying for parking, grabbing a coffee, or shopping at a local store, there's no waiting around. It’s incredibly convenient, just scan, pay, and go.

Vania RahmawatiVania Rahmawati
Vania Rahmawati
Apr 30, 2026

I considered using an online loan because I needed funds quickly, but I decided to try the Honest Credit Card instead. It turned out to be a much better experience, approval was easy, the fees are reasonable, the billing is transparent, and the credit limit is reusable, making it far more flexible.

YaltakianiYaltakiani
Yaltakiani
Mar 3, 2026

Honest is getting better! Since switching to the Visa network, the card can be used for almost any payment, and now it even supports QRIS! My suggestion for the future is to allow bill payments to be paid in monthly installments. Other than that, I’m very satisfied. 👍

Agam HagiaAgam Hagia
Agam Hagia
Mar 2, 2026

Honest keeps getting better and more compelling. With the switch from Mastercard to Visa, the ability to pay using Honest QRIS, a secure and flexible card security system, and friendly customer service, I’m really glad I didn’t close my Honest account back then.

Fahrizal WalikramaFahrizal Walikrama
Fahrizal Walikrama
Feb 24, 2026

Wah, mantap Honest x Visa, sekarang sudah ada QRIS-nya. Keren! Semoga semakin berkembang ke depannya 🫰

Septa Dwima MuslihSepta Dwima Muslih
Septa Dwima Muslih
Jan 12, 2026

My application was approved with a 5 million limit. I've already used it for a CGV transaction and got 50% cashback. My first statement has been issued; there is an admin fee, but since I paid the full balance, the fee was refunded. I hope they keep adding more promos!

Hairad SudarsoHairad Sudarso
Hairad Sudarso
Jun 30, 2025

Thank you Honest for approving my credit card application and thank you to the CS agent who contacted me and simulated how to use it and also how to avoid fraud.

Yetty YumikoYetty Yumiko
Yetty Yumiko
Apply in 5 minutes

Take control of your own payments

Decide how much you’ll pay monthly in the app

Pay 0% interest when you pay in full and on time. If you can’t, pay as low as the minimum amount to keep your account active.

* Flexibility of credit card balance payments can be in any amount you choose, as long as the payment meets the minimum amount stated in the billing statement.