How does a credit card limit work?

Using your limit

Every time you make a transaction, the amount is deducted from your available credit. That’s why it’s important to check your remaining limit before spending.

Repayment and credit restoration

Once you pay your bill, your credit limit will be restored by the amount you’ve paid. This is the basic principle of how credit limits work.

Overlimit and consequences

If your transaction exceeds the limit, it can be declined or trigger extra fees. Honest helps prevent this with real-time notifications.