Is there any admin fee?

With conventional credit cards, yes. With Honest Card, when you pay in full and on time:

• Interest charge 0%
• Admin fee 100% will be refunded

And there are no other extra charges, such as:

• No annual fees
• No payment fees
• No late fees
• No overseas transaction fees
• No stamp duty fees
• No overlimit fees
• No credit limit increase fees
• No card replacement fee