The era of swiping cards is over, especially if you love to travel. Now, just a single tap and the payment is instantly completed. This makes transactions faster, safer, and prevents the drama of a card failing to read when you are in a hurry to move places.In many countries, this method has even become the standard for travelers. So, to make your journey smoother without the hassle of payments, let's discuss why contactless is increasingly popular and why you should also start using it!

What is a contactless credit card?

A contactless credit card is very simple: you just tap the card onto the EDC machine, and the payment is processed immediately, without needing to swipe or enter a PIN for certain amounts. This technology uses NFC (Near Field Communication), allowing the card to be read at a very short distance. The result? Transactions are faster, hassle-free, and you no longer need to hand your card over to the cashier.

In terms of security, it's also very safe because every transaction uses a unique code that is only valid once. Furthermore, for slightly larger amounts, you will still be asked to enter your PIN as usual. So, it remains safe and practical. It's no wonder contactless is now a go-to for many people for shopping and traveling.

Benefits of a contactless credit card for traveling

After learning what a contactless credit card is, you should also know why you should start using one. Here are the benefits of using a contactless credit card for traveling!

1. Faster transactions

When traveling, a contactless credit card makes transactions much faster. There's no need to swipe or hassle with entering a PIN for small amounts. It's incredibly practical when you are rushing to pay for coffee at the airport, buy transportation tickets, or shop for souvenirs. What's more interesting, if you use an Honest Card, all international transactions are free of additional fees, also known as 0% Foreign Transaction Fee. Other cards typically charge 2.5%–3.25% of the total transaction, but with Honest, shopping, booking hotels, or eating abroad becomes more economical and convenient.

In addition, the Honest Card also has complete features for travelers. This credit card with a 100 million limit allows you to control all transactions via the Honest App credit card application, and offers attractive cashback and promos at restaurants, hotels, flight tickets, and online merchants. Payment is just a tap-tap away, it's secure, and ready to be used at more than 90 million merchants worldwide. To make your journey smoother and payment hassle-free, use the Honest Card now and enjoy fast, secure, and economical transactions without foreign transaction fees.

2. Practical when moving around

The contactless feature on a credit card is very practical when traveling, especially when you are moving from place to place and carrying a lot of luggage. For example, when checking in at a hotel, just tap the card and the payment is instantly completed without having to swipe or hand the card over to the receptionist. This method makes the process faster and more comfortable, so you can focus on managing your suitcase, additional luggage, or other belongings without the hassle of payment issues.

3. Safer because you don't need to hand over the card

You never know when a disaster might happen, but it's better to prevent it. The contactless credit card function makes you safer because you keep the card with you, so you don't need to hand it over to the cashier or anyone else when paying. This reduces the risk of the card being skimmed or misused, making your trip or shopping more relaxed without worrying about data security.

4. Minimizes errors due to unreadable cards

Imagine queuing at a coffee shop or shopping center while traveling, your hands full of bags and purchases, and then the card is unreadable—how frustrating is that? With contactless, just briefly bring the card close to the machine, and the transaction is done without any drama. It's very practical, keeping the queue moving smoothly and ensuring your trip is not interrupted.

5. Suitable for micro-payments

If you are traveling abroad, a contactless credit card is very practical for micro-payments such as paying for the bus, MRT, or other public transportation. You just need to tap the card briefly on the reader, and the transaction is instantly completed without needing to swipe or enter a PIN, making it faster and more convenient.

Well, that was the definition and why you should start using a contactless credit card. Maximize the contactless credit card function to facilitate your travels around the world!

Frequently Asked Questions

1. How does a contactless credit card work?

A contactless credit card uses RFID (Radio Frequency Identification) technology, which contains a radio antenna and a chip. This allows the card to catch radio signals when it is near a card reader.

2. Does a contactless credit card require a PIN?

A contactless credit card allows you to transact without using a PIN, even for small payments.

3. How do you use a contactless credit card?

To use a contactless credit card, simply tap the card on the card reader machine during payment, without needing to enter a PIN.