Want to travel abroad with a budget of million rupiah? Here are the tips and tricks!

Clean Qurrota A’yun

Nov 5, 2025

If you think a vacation abroad should cost tens of millions, then you are wrong. Nope It must be expensive, you can even go with budget 5 million alone, come from careful planning and know thrifty holiday tricks and tips.

What are the secrets? Check out tips and tricks of traveling abroad with budget Here are 5 million and you can make your dreams come true on a vacation to another country!

1. Choose a destination that is affordable and close

For the first time on a trip abroad with budget limited, choose a country whose fees are still friendly in the pocket. Southeast Asian countries such as Malaysia, Thailand, Vietnam, or Cambodia could be a good choice.

In addition to the fact that the plane tickets are often promotional, the cost of meals and transportation there are considered cheap. It's not that much different from your spending in Indonesia.

2. Take advantage of promo tickets all the way through the day

Airfares typically absorb half of the total budget vacation. Tips for saving holidays abroad is on the hunt for promo tickets from the beginning of planning a vacation abroad. Use features low fare calendar in the app booking Tickets to see the cheapest prices each month. PP Jakarta—Kuala Lumpur tickets can sometimes be under Rp1 million if you are diligent in monitoring.

Well, let's save money, try also to pay attention to the promos that apply through certain payment methods. For example, Honest credit card users who transact using the Mastercard® network can get discount ticket promo airfare up to IDR 800,000 at tiket.com, or hotel discounts of up to 15% in various hotel chains around the world. Even some of the promos thanks to the bonus of a free 1 night stay at a certain hotel, it is very good for you to make traveler Thin budget. So, always check the active promo before the transaction, who knows you can save big enough from there.

Pro tip: look for flights in the middle of the week (Tuesday-Thursday), as prices are usually cheaper than weekend.

3. Set up flexible payment tools

In addition to cash in hand, make sure you also have a secure and flexible payment tool for transactions abroad. For example, if you are using a debit or credit card, make sure you have the Mastercard® logo, or you can also use international QRIS in some merchant overseas. FYI, most other credit cards will charge foreign transaction fees (FX Fee) about 2.5% — 3.25% of your total spend. If you use an Honest Card, you nope need to worry about that because Honest has features No FX Fee aka 0% foreign transaction fees. So the value of your transaction stays on the bill with no hidden extra costs, more savings, more honest.

In addition to free overseas transactions, Honest on the Honest App credit card app also has a smart savings feature called Honest Savings. Here, you can enjoy 4% interest per year, free transfer wherever you like, without monthly fees or admin fees. Interestingly, the more often you save at Honest Savings, your Honest credit card limit can also go up automatically. So, your savings balance and credit card limit can grow together, making your finances more flexible and stable.

Honest Savings itself is the result of cooperation with Bina Digital Bank (Bank INA), which is part of Salim Group, and is of course licensed and supervised by OJK and Bank Indonesia. So, all your transactions remain safe and secure. In addition, the Honest application process is also very easy with 90% rate d'approbation, and every transaction using Honest will give you Honest Points that can be exchanged for various attractive rewards.

4. Enjoy local cuisine

Holidays abroad with budget $5 million is great if you know how to enjoy it. One of the most effective tricks is to focus on enjoying local cuisine. Avoid restaurants in touristy areas where prices are exorbitant, and choose to eat at stalls or taverns that locals are used to. In addition to being cheaper, the taste is more authentic and the dining experience is more memorable.

5. Use public transport

Compared to taxi or transport onlineTaking public transportation can cut expenses quite a lot, especially if your destination is a country that has a neat and cheap transportation system, for example, like Vietnam. In big cities like Hanoi and Ho Chi Minh City, you can count on city buses, metro, or even local trains at very affordable fares, starting at just a few thousand dong. In addition to saving money, you will also get the experience of seeing the other side of the city from the point of view of local residents, something that is often missed by tourists who prefer private vehicles.

6. Create Itinerary the realistic

Many people get too excited on holidays abroad until they finally make Itinerary super dense when it is precisely that which makes it quickly tired and wasteful. If you're going to Thailand, try to make a realistic and flexible itinerary. Nope You need to force yourself to explore Bangkok, Phuket, and Chiang Mai all at once in one trip. Focus on one or two cities, such as Bangkok and Ayutthaya, so that time and budget you nope Exhausted in transport. That way, you can really enjoy the atmosphere, cuisine, and local culture without rushing.

Nah, it's her top tips and tricks of a holiday abroad budget 5 million alone. Even if you have prepared well, do not forget to keep an emergency fund ready when traveling far, because problems usually come without fail. Happy holidays!

Frequently Asked Questions

1. What needs to be prepared before traveling abroad?

Before going abroad, be sure to prepare a passport, personal belongings and enough money.

**2. With a low budget, it is better to travel abroad. backpackerHire or hire a travel service?**

If you have experience, it doesn't hurt backpacker to budget It is more economical, but if you are traveling abroad for the first time, it is recommended to use the services of a trusted traveler/guide so that the vacation is more purposeful.