What is registration fee?
The one-time registration fee helps us provide access to credit for those who may not have had the opportunity before. It also reflects the customer's commitment to managing credit responsibly. For some, this fee is the first step toward building a credit history.
Why do I need to pay this fee?
We want to offer you a credit card, but we don’t have enough information about your financial history with credit cards or loans. Your one-time registration fee will help set up your credit limit.
As you use your Honest Card and make on-time payments, we’ll get a better understanding of how you manage your finances. Plus, when you consistently pay your bill on time, we’ll review your account and may increase your credit limit. It’s a great way to be qualify for higher credit limits or make it easier to get approved for other loans.
How much is the registration fee?
The registration fee varies from Rp0 - Rp500.000, based on different factors, such as credit history and eligibility at the time of application. Some people may qualify without paying a fee, while others need to pay to access credit for the first time.
Honest is here to support those who have never had access to credit, not just those with a strong credit history. With the Honest Card, you can start building your credit history and unlocking more financial opportunities.
When do I need to pay it?
You must pay the registration fee before your Honest Card is activated and ready for use.
Apa yang terjadi setelah saya membayar biaya ini?
If you have paid the fee, here are a few things to check:
- It may take up to one business day for your payment to be verified.
- Make sure you have activated your Honest Card by scanning the activation QR code included in the envelope.
- If it has been more than one business day since your payment and your card is still blocked, please get in touch with our Honest Care team for help.